 covering the implications of cooling inflation and peaking interest rates, Magnifi's Jon Klaff tells USA Today "the combination of high home prices and high rates put buyers off last year, but as we see home prices fall, people will be more willing to buy with the hope that they can refinance in the future when rates are lower."

Klaff also highlights the benefits of dollar cost averaging, saying "by making regular investments in the same securities over time, you average out the price you pay for the security."

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