Investor: I think I need to diversify my portfolio... what do you think? Magnifi: Let’s take a look!  You’re currently invested in 85% technology equities. Let’s find the best way to diversify those investments based on your goals.

Investor: When should I invest in MSFT? Magnifi: Let's take a look at the trend of this security in order to make an educated decision on how to act.  I analyzed the returns of MSFT, and looks like it's trending down in the last 3 months.  Here is a chart that shows the performance of MSFT since August 2022:

How much NVDA do I own? I took a close look at your portfolio to check your NVDA exposure.  You have a 2.09% ($251.76) exposure to NVDA indirectly through VTI, QQQ, SPY, and ROBO.

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How’s my portfolio doing? Your cumulative return since inception is 296%. Am I outperforming the market? So far today, your combined portfolios have returned 1.21%, which is 0.87% more than the S&P 500’s return of 0.34%.

Do I pay excess fees? Collectively, you pay $132.35 in fees annually on the $17.5K you have invested in funds. Over the course of 20 years, this could cost you $2,647.  The biggest portion of these fees comes from TGWIX which charges a 0.85% fee annually and costs you $63.75 per year.